Resolutions? What resolutions?
I haven't made New Years Resolutions since I was in high school. I broke the tradition in 2008 because I have a lot that I want to accomplish. I also enjoy working toward and accomplishing planned goals.
There are 239 days left until 2009, so let's see how much progress I've made on my 2008 goals.
- Increase my net worth to $30,000. My net worth at the start of 2008 was $21,494. My net worth has increased by $4,920 to my current net worth of $26,414. I need to accumulate an additional $3,586. Since I'm going to graduate school in August, I think this goal will be very difficult to reach (especially considering the expensive moving costs). I think this goal is at the whim of the markets.
- Lose weight. I started out the year at 140 pounds, and I am currently at 137 (with a low of 132 pounds). I hope to reach at least 125 pounds before the end of the summer.
- $3,000 in emergency fund. I will have to deposit at least $200 in my EF every month....this is going to be my most difficult goal. Even with the $600 rebate check, I will still have to deposit at least $175/month into this account.
- $4,000 in down payment fund. Since the beginning of the year, I have added $1,348.57 to my down payment account. In order to reach this goal, I will need to add an additional $145/month.
- Get into graduate school. DONE! I've even decided that I'm moving South!
I think I can get my net worth up to $30k if the markets agree. However, I think I will have a difficult time contributing to my EF and down payment account while I'm in graduate school. My income will be less than half of what I'm making right now. I plan on down grading my life, but I'm not sure how fast/much I will be able to cut back.





3 comments:
Congrats on getting into grad school
I agree - CONGRATS!!!! Mrs. Budgetsaresexy just got accepted over here in the DC area, so i'm looking forward to hearing how it effects all of our financials ;)
Wahoooooo!
Congrats on school! I've lived in the South all my life (TN, MS, and AL) and love it here, no matter its faults.
Post a Comment